Friday, September 18, 2009

Gotta take a look at this one!

Presented by: June HarveyDEHOFF REALTORS®Phone: 330-923-4555
$169,000.00 Wonderful one owner, barely lived in, villa home located on quiet cul de sac offers a first floor master suite. Neutral decor! Loads of storage! Enjoy the private, 12 X 10 screened in, deck area! Convenient to everything! Security system-not currently engaged. FOR 24 HOUR INFO, PICTURES, OR TO REQUEST AN APPOINTMENT TEXT: Dhr0002 to 79274 Information
2425 Charing Cross Rd NorthwestCanton, OH 44708
Bedrooms: 2
Bathrooms: 2 full 1 partial
Square Feet: 1777
Area: Plain
School Dist: Plain LSD
View this listing at: http://www.dehoff.com/listings/detail.php?lid=46742629&oid=001200000&aid=001200038&chome=1

Features
Garage: 2 car attached Taxes: $2416.00 / year Basement: YesParking Notes: Access from Unit, Attached, Door Opener, Drain, Electr Year Built: 1998Water: Public WaterSewer: Public SewerHeating Fuel: GasHeating Type: Forced AirRoof: OtherAir Conditioning: Central AirRoom Information
Master: 17x12 Level: FirstBedroom 2: 13x12 Level: SecondGreat Room: 23x16 Level: FirstKitchen: 15x9 Level: FirstLoft: 11x16 Level: SecondLaundry Room: 6x5 Level: FirstLibrary/Study: 11x15 Level: FirstSchool Information
School District: Plain LSD

Shown By: Agent Name: June Harvey Agent Phone: 330-923-4555Property Listed By DeHOFF REALTORS

Take a look at my new listing!

June Harvey with DEHOFF REALTORS®Phone: 330-923-4555
Owner will entertain offers b/t $129,000-$134,900. If you are looking for country-style living in the city and charm this is it! There are hardwood floors throughout. Newer windows and roof, woodburning fireplaces in both sunken living room and just re-finished lower level. Expansive lower level also offers a wet bar and beautiful full bath. This home has a wonderful traffic flow for entertaining or family occasions. You will enjoy the raised brick patio in the fully fenced, private back yard. Security system and shed would stay. Hidden cedar closet on second floor. The third bedroom is perfect for guests and offers 1/2 bath accommodations. For info 24 hours a day text DHR0422 to 79274!
124 21st St NortheastCanton, OH 44714
Bedrooms: 3
Bathrooms: 2 full 1 partial
Square Feet: 1665
School Dist: Canton CSD
Visit at http://www.dehoff.com/listings/detail.php?lid=47887329&oid=001200000&aid=001200038&chome=1


Shown By: Agent Name: June Harvey Agent Phone: 330-923-4555Property Listed By DeHOFF REALTORS

Monday, September 14, 2009

4 Things Not to Forget on Moving Day

Four Things Not to Forget on Moving DayTim Johnson09/14/2009
You’re likely approaching moving day with equal parts excitement and dread.
The excitement: a new home, a new life – a fresh start!
The dread: moving. However, you can’t go from “Old, Boring Life” to “New, Exciting Life” without passing through “Moving Day.” Thankfully, the day itself needn’t be an ordeal, if you keep in mind four things you absolutely should not forget to do.
1. Don’t forget to make sure everything is loaded on the van.
It’s not unheard of for moving companies to neglect to load some items, so before they leave, make sure you go through the house to ensure everything’s on the moving van. And don’t overlook those places where things like to hide, particularly your closets and cabinets. We’re aware of one recent mover who missed a closet full of Christmas decorations – and had to spend $250 to ship them to her new place.
2. Don’t forget to have a plan for your kids or pets.
A house that’s being packed up is no place for a kid or a pet. They tend to get underfoot, which can pose dangers to both the movers and your kid/pet. Your best bet is to have someone watch them – have the kids stay with relatives, and get a kennel for your pet. If you don’t have that luxury, have them in a separate room with the door locked and with plenty of toys and/or a TV to occupy them. Pack that room last when loading the truck; when unloading the truck, unpack that room first so they’re occupied while the rest of your house is unpacked.
3. Don’t forget to pack.
OK, you might not forget to pack, but you might not give yourself enough time to get it done by the time moving day rolls around. Here’s why that’s such a bad thing. First, if you leave packing until the last second, you might have to pull an all-nighter to get it all done. Those might have been fun in college, but they’re no fun when you know there’s going to be a bunch of big burly guys showing up at 9 a.m. looking to move packed boxes. And being tired while packing is not a good idea, particularly if you’d like your items to show up in one piece at your new place. Even if a Herculean effort to get everything done doesn’t do the trick, the moving company will help you – but they’ll charge you for their labor and the moving supplies. These prices are pre-set by their tariff, and they’re not cheap. So be honest with yourself when packing: Can you get it all done yourself? And if you can, can you set aside enough time so it’s not done hastily at the last second?
4. Don’t forget to check your moving paperwork thoroughly.
On moving day, you’ll get two very important pieces of paper. The inventory is a listing of the items that will be moved, as well as their condition, and usually the driver compiles it. Make sure you agree with the assessment of your belongings. That’s important in case you need to file a claim for damages; if it was listed in damaged condition before the move, you might not be able to claim much. (You can also use the inventory to check off that you received everything that was loaded onto the moving van.) The bill of lading is essentially the contract for your move. It should match the estimates that you received when you got the quote for your move. The time to contest any charges is before you sign the bill of lading, so make sure you do so.
To learn more moving terminology, VanLines.com provides a thorough list of moving-related terms.
Moving can be one of life’s most stressful experiences, but it shouldn’t prevent you from looking forward to your new home and all the excitement that comes with it. Keep these four tips in mind as you plan for the “Big Day,” and you’ll be heading off to your new place with a strong start.
About the Author: Tim Johnson is the managing editor of Relocation.com, the nation’s online resource connecting people who need moving services with professionals who can handle their move. The site also offers advice and guides on real estate and home remodeling.
As managing editor, Johnson spearheads all of Relocation.com’s content development efforts. He is responsible for the company’s day-to-day editorial and creative operations, and oversees the planning, development and implementation of new content, including how-to articles, tipsheets, expert columns, checklists and more. Johnson also manages the Relocation.com blog, which features the latest moving news and advice.
Relocation.com’s sister sites include NationalMortgage.com and USInsurance.com. Copyright © 2009 Realty Times. All Rights Reserved.

Thursday, July 9, 2009

FIRST TIME HOMEBUYERS!

If you haven't owned a home in the past three years, you may be eligible for up to $8,000 cash from the government. It's easy to take advantage but you must have your purchase of a home closed by December 1, 2009. Visit this link or contact me for details! http://www.federalhousingtaxcredit.com/2009/home.html

Wednesday, July 8, 2009

Time is running out! If you haven't owned a home in the last three years -- you may be able to have up to $8,000 FREE from the government. You must buy and close on a home by December 1, 2009. It is easy -- I can give you details on how to collect and it only takes 2-3 months. Call now for details.

Monday, June 15, 2009

Is the real estate market turning around? View video interview from National Association of REALTORS chief economist, Lawrence Yun. http://link.brightcove.com/services/player/bcpid4946214001?bctid=24881369001
Homebuyer Tax Credit Advantage Program
Effective Date: March 30, 2009
Updated: March 26, 2009
NOTICE: OHFA will begin accepting reservations for the Homebuyer Tax Credit Advantage (HTCA)
Program on Monday, March 30. Until further notice, however, commitments will be held by
OHFA until after FHA issues a Mortgagee Letter, which is expected soon. The Agency and US
Bank will review the HTCA program to ensure that it meets FHA Guidelines.
The Homebuyer Tax Credit Advantage Program offers a second mortgage to borrowers who obtain a first
mortgage through the OHFA First Time Homebuyer Program. In order to encourage first time homebuyers
to enter the market in 2009, the program will allow OHFA first time homebuyers to leverage the benefit
of the federal first time homebuyer tax credit for down payment and/or closing costs. The American
Recovery and Reinvestment Act of 2009 amended and extended the first-time homebuyer credit to
include purchases January 1 through November 30, 2009. For qualified first-time homebuyers who
purchase a home in 2009, the maximum credit is $8,000 and can be claimed on a buyer's 2008 or 2009
federal tax return.
• The loan may be up to three percent of the purchase price. No cash back may be issued to the
borrower.
• Principal payments are deferred and the loan will bear no interest until July 1, 2010 after which,
loans will amortize over 15 years at an interest rate 1% above the first mortgage unassisted rate.
• The OHFA application fee will be $225 and can be paid by the buyer, seller or financed in the
loan. OHFA will also charge a $75 Administrative Fee shown on the HUD. The lender will receive
closing instructions assigning this Administrative Fee to the housing counseling agency.
• There is an incentive for early repayment of the loan. If the loan is paid in full prior to July 1,
2010, OHFA will forgive $300 of principal.
• Lenders may charge a special processing fee of $75, as well a reasonable and customary document
preparation or other fees.
• All loans must be recorded as second mortgages using OHFA note and mortgage documents.
• Borrowers must have a minimum 600 credit score.
• Borrowers must complete homebuyer education through a HUD approved counseling agency or
through OHFA’s streamlined program.
More details are provided on the term sheet.
Reprinted from Ohio Housing Finance Agency's website.